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Budget and Credit Counseling

NeighborWorks Homeownership Center

Controlling your finances:

Avesta offers FREE budget and credit counseling services to help you meet your goals!


Pre-Purchase Counseling:

This is a great option for anyone who is not currently a home-owner but would like to purchase a home in the future. No matter where you are in the process of preparing to buy a home, we can help you make sure you are on the right track.

Pre-purchase counseling can cover a lot of topics and help with a lot of different things depending on your individual situation.

If you have just started thinking about home ownership, or if you know you may have some hurdles to jump before you will be ready for home purchase, we can help you:


  • Decide if home ownership is the right choice for you
  • Work to get control of your credit score
  • Creat a budget to help build your savings
  • And more!

If you are prepared for home ownership but would like help deciding the best course of action to fit your situation, we can help you:

  • Navigate the first practical steps toward finding a lender and purchasing a home
  • Figure out the next stages after pre-approval

**If you are ready to purchase a home, we encourage you to consider taking our home buyer education course, which can qualify you for a grant from Maine Housing, or even benefits from your lender!**



Services for Homeowners:

If you are already a homeowner, but are trying to get ahead of your savings and stay current on your mortgage, we can help you:

  • Create a budget
  • Manage your credit score

If you are concerned that you might miss a mortgage payment or if you have already missed one or more payments, we also offer Foreclosure Prevention Services that can help you manage your finances and your mortgage to help you keep your home!


Services for Current Avesta Housing Residents:

If you are in danger of missing rent payments or sometimes have difficulty making ends meet around the first of the month, we can help you:

  • create a budget for your household

Contact us today!

Avesta HomeOwnership Center

307 Cumberland Avenue

Portland, ME 04101

Phone: 207-553-7777

Hours of operation:

8:30AM - 4:30PM, Monday - Friday

Or send us an email here

Homeownership Center