Improve your Financial Health
Our counselors provide free one-on-one sessions to help individuals design a road map to achieve their financial goals. These highly personalized sessions are tailored to individual financial needs.
Financial counseling can help you:
- Identify and set clear financial goals
- Develop a personalized budget
- Understand your credit
- Manage your debt responsibly
- Evaluate financial products (loans, credit cards, bank accounts)
Buy a Home
Let us help you become a savvy home buyer! Our Home Buyer Education Course is a 8-hour class taught by certified housing counselors and industry professionals with expertise in their fields. The course meets one of the requirements for participants to receive the $3,500 MaineHousing Advantage Grant that they can apply toward their down payment and closing costs.
Participants will learn how to:
- Navigate the entire home-buying process
- Manage money and maximize creditworthiness
- Qualify for and obtain a mortgage loan
- Get the most out of your home inspection
- Complete the closing process
HOME BUYER EDUCATION SCHEDULE & REGISTRATION
Keep Your Home
If you are a renter at risk of being evicted because you can’t pay rent, OR if you are a homeowner struggling to pay your mortgage, our experienced and compassionate staff will help you create an eviction-prevention action plan to improve your situation, free of charge.
- Understand your credit and personal finances
- Design a personalized budget
- Establish an appropriate payment plan with property management (Avesta Housing residents)
- Helping to navigate Maine’s foreclosure process (paperwork, mediations, communication with attorneys)
- Reviewing and explaining complicated legal documents and programs
- Negotiating with mortgage companies for delinquency workout options
- NEW: HomeOwner Assistance Fund — The Avesta HomeOwnership Center is helping facilitate the Maine HomeOwner Assistance Fund, a free federal relief program for homeowners in Maine who have been financially impacted by COVID-19; are behind on their mortgage, housing, property tax or utility payments; and are at risk of foreclosure. The program provides up to $25,000 per eligible household.